Ucingo lwasejeleIzindleko zidala umthwalo wezezimali onzima emindenini. Izindleko zanyanga zonke zalezi zingcingo zingafinyelela ku-$50 kuya ku-$100, okubalulekile emindenini lapho izingxenye ezimbili kwezintathu zabantu abasejele bethola imali engaphansi kuka-$12,000 ngonyaka. Lokhu kucindezeleka kuvame ukwenza kube kubi kakhulu izinselele zempilo yengqondo kokubili eziboshwa kanye nabathandekayo babo.
Ukuxhumana nabantu ababoshiwe kudlala indima ebalulekile ekunciphiseni ukuphindela ejele. Ucwaningo lubonisa ukuthi ukuvakasha okukodwa ngenyanga kunganciphisa ingozi yokubuyiselwa ejele ngo-0.9%, kuyilapho isivakashi ngasinye esiyingqayizivele sinciphisa amazinga okubuyela ejele ngo-3%. Ukuxhumana njalo, ngokusebenzisaifoni yasejele evikelekileizinhlelo noma ezinye izindlela, kukhuthaza ukwesekwa ngokomzwelo futhi kuthuthukise imiphumela yokuvuselelwa.
Ngokuhlola izindlela zokunciphisa izindlekoama-akhawunti ocingo ejele, imindeni ingahlala ixhumene ngaphandle kokucindezeleka okukhulu ngokwezimali. Lawa masu angenza futhiIzingcingo zejele laseLower Buckeyeokungabizi kakhulu, okuqinisekisa ukuthi ukugcina ubudlelwano kuhlala kuyinto eza kuqala.
Izinto Ezibalulekile Okufanele Uzicabangele
- Funa izinhlelo ezikhethekile zocingo lwasejele ukuze wonge imali. Hlola izaphulelo kanye nezinketho ezikhokhelwa kusengaphambili ukuze wehlise izindleko.
- Sebenzisa izinsizakalo zokufona nge-inthanethi njenge-Skype noma i-Google Voice. Lokhu kungenza izingcingo zibe zishibhile kakhulu ngokusebenzisa i-inthanethi.
- Sebenzisa izinsuku zokushaya ucingo zamahhala noma ezishibhile ezivela emajele. Hlela izingcingo ngalezi zinsuku ukuze wonge imali eningi.
- Gcina izingcingo zifushane ukuze uchithe imali encane. Khuluma ngezinto ezibalulekile kuqala ukuze wonge isikhathi nemali.
- Sekela izinguquko ukuze wenze amanani efoni yasejele ashibhile. Siza amaqembu alwela amanani afanele futhi alandele imithetho emisha.
Khetha Uhlelo Olufanele Lwefoni Yejele
Cwaninga izinhlelo zocingo ezinikeza izaphulelo zezingcingo zasejele
Imindeni ingonga kakhulu ngokukhethaizinhlelo zocingo ezenzelwe izingcingo zasejeleAmasu akhethekile avame ukuhlinzeka ngamanani aphansi, okwenza ukuxhumana kube lula ukukukhokhela. Isibonelo:
- Abanye abahlinzeki banikeza izaphulelo zokuxhumanisa i-akhawunti ye-VoIP nenombolo yendawo eduze kwesikhungo sokuhlunyeleliswa kwezimilo.
- Izinhlelo zokukhokha kusengaphambili ezivela kumasevisi e-VoIP zivumela imindeni ukuthi ithenge imizuzu ngobuningi ngamanani aphansi.
- Izenzo zomthetho nazo zibhekane namanani aphezulu okushaya ucingo phakathi kwezifundazwe, okuholele ezindlekweni ezinengqondo kakhulu.
Lezi zinketho ziqinisekisa ukuthi imindeni ingaqhubeka nokuxhumana ngaphandle kokusebenzisa imali ngokweqile. Ukwanda kwenani lezingcingo ngemva kwezinguquko kugcizelela indlela izinhlelo ezingabizi ezizuzisa ngayo imindeni ngokunciphisa ukucindezeleka kwezezimali.
Funa abahlinzeki abanamanani aphansi ngomzuzu ezindaweni zokuhlunyeleliswa kwezimilo
Ukuqhathanisa amanani ngomzuzu phakathi kwabahlinzeki kubalulekile. Amanani angahluka kakhulu kuye ngohlobo lwesikhungo kanye nomhlinzeki. Ithebula elingezansi libonisa izindleko ezimaphakathi:
| Uhlobo Lwesikhungo | Izindleko Ezimaphakathi Ngomzuzu |
|---|---|
| Amajele | $0.091 |
| Amajele | $0.084 |
Imindeni kufanele ibeke phambiliabahlinzeki abanikeza amanani ancintisanayongohlobo lwesikhungo sabo esithile. Amanani aphansi avumela ukuxhumana okuvamile, okwakha ukuxhumana okuqinile nabathandekayo baboshiwe.
Cabanga ngezinhlelo ezikhokhelwa kusengaphambili ukuze ugweme izimali ezifihliwe
Izinhlelo zokukhokha kusengaphambili zinikeza ikhambi elicacile nelingabizi kakhulu lezingcingo zasejele. Ngokungafani nezinhlelo zenkontileka, zisusa izimali ezifihliwe futhi zinikeza ukuguquguquka. Ithebula elingezansi liqhathanisa izinhlelo zokukhokha kusengaphambili kanye nezinhlelo zenkontileka:
| Isici | Uhlelo Lokukhokha Kusengaphambili | Uhlelo Lwenkontileka |
|---|---|---|
| Izindleko Zanyanga Zonke | $40 | $52.37 |
| Izindleko Ngomzuzu | $0.10 | Kuyahlukahluka (ngokuvamile kuphezulu) |
| Ukuzivumelanisa nezimo | Akukho nkontileka yesikhathi eside | Inkontileka ebophayo |
| Imali Efihliwe | Akukho | Ngokuvamile ikhona |
Izinhlelo zokukhokha kusengaphambili zivumela imindeni ukulawula izindleko ngenkathi igwema izindleko ezingalindelekile. Le nketho iqinisekisa ukungabizi kanye nobulula, okwenza kube ukukhetha okuhle kakhulu kokuphatha izindleko zocingo lwasejele.
Sebenzisa Amasevisi e-VoIP Ngezingcingo Zejele
Hlola izinketho ze-VoIP njenge-Skype noma i-Google Voice ukuze uthole amanani ashibhile
Izinsizakalo ze-VoIP, njenge-Skype ne-Google Voice, zinikeza enye indlela engabizi kakhulu yokushintsha i-VoIP ibe yi-VoIP.izinhlelo zefoni zasejele zendabukoLezi zinsizakalo zinciphisa izindleko ngokusebenzisa i-inthanethi ukuxhumana ngezwi kunokuthembela engqalasizinda ebizayo. Imindeni ingazuza ku:
- Izindleko zengqalasizinda eziphansi, njengoba izinhlelo ze-VoIP zisebenza kuhadiwe ejwayelekile.
- Ukulungiswa okulula, okunciphisa isidingo sokuqapha okubizayo.
- Ukuxhumana kwamahhala phakathi kwabasebenzisi kunethiwekhi efanayo ye-VoIP, njengezingcingo ze-Skype-to-Skype.
Ngokushintshela ku-VoIP, imindeni inganciphisa kakhulu izindleko zokuxhumana. Isibonelo, i-Skype ivumela izingcingo zamahhala phakathi kwabasebenzisi bayo, okungasusa ngokuphelele izindleko zezingxoxo ezithile. Le ndlela iqinisekisa ukuthi ukuhlala uxhumene nabathandekayo ababoshiwe kuhlala kungabizi futhi kufinyeleleka kalula.
Setha inombolo yendawo ukuze unciphise izindleko zebanga elide
Ukusetha inombolo yocingo yendawo ngezinsizakalo ze-VoIP kungasiza imindeni ukugwema izimali zokuhamba ibanga elide. Izingcingo ezingaphakathi kwesikhungo esifanayo samanani zikhokhiswa njengezasendaweni, okuholela ekwehliseni izindleko. Imindeni ingazuza ukonga ngokuvumelanisa izinombolo zayo zocingo nekhodi yendawo yesikhungo sokuhlunyeleliswa kwezimilo. Izinzuzo ezibalulekile zifaka:
- Ukugwema izindleko zebanga elide ngokuqonda nokusebenzisa imingcele yesikhungo samanani.
- Ukuthuthukisa amasu okushaya ucingo ukuqinisekisa ukuthi zonke izingcingo zikhokhiswa ngamanani endawo.
- Ukusebenzisa izinhlelo ze-VoIP ezisekelwe ku-inthanethi ukuze kuncishiswe izindleko zebanga elide nezamazwe ngamazwe.
Isibonelo, umndeni ohlala esifundazweni esihlukile ungasebenzisa isevisi ye-VoIP ukudala inombolo yendawo ehambisana nekhodi yendawo yesikhungo. Leli cebo liqinisekisa ukuthi izingcingo zikhokhiswa ngamanani endawo, okwenza ukuxhumana okuvamile kube okungabizi kakhulu.
Qinisekisa ukuthi isikhungo sivumela izinsizakalo ze-VoIP ngaphambi kokubhalisa
Ngaphambi kokuzibophezela kwisevisi ye-VoIP, imindeni kufanele iqinisekise ukuthi isikhungo sokuhlunyeleliswa kwezimilo siyakuvumela ukusetshenziswa kwaso. Izinqubomgomo eziphathelene nezinsizakalo ze-VoIP ziyahlukahluka ngendawo, futhi ezinye izikhungo zingase zikhawulele ukusetshenziswa kwazo. Izikhungo ezivumela izinsizakalo ze-VoIP zivame ukubika izindleko zokushaya eziphansi. Isibonelo:
| Incazelo Yobufakazi | Umthelela Emananini Okushaya Izingcingo |
|---|---|
| Intengo yehle ngo-61% yezingcingo zemizuzu eyi-15 ngemuva kokuvimbela ukukhokhiswa kwentela eCalifornia | Ukwehla okukhulu kwamanani okushaya ucingo |
| Amanani aphansi aseMissouri angu-$1.00 + $0.10/ngomzuzu ngemuva kokuqeda amakhomishini | Ibonisa ukwenziwa ngcono kwesakhiwo sezindleko |
| I-GTL ikhokhisa u-$0.70 eRhode Island uma kuqhathaniswa no-$2.75 e-Alabama ngenxa yezinkokhelo zokukhahlela | Kubonisa amathuba entengo ephansi ngaphandle kwamakhomishini |
Imindeni kufanele icwaninge izinqubomgomo zesikhungo bese ikhetha umhlinzeki we-VoIP ngokufanele. Lokhu kuqinisekisa ukuthobela imithetho ngenkathi kukhulisa ukonga ezingcingweni zasejele.
Sebenzisa Izinsuku Zokushaya Ucingo Zasejele Zamahhala Noma Ezinesaphulelo
Hlola ukuthi isikhungo sinikeza izinsuku zokushaya ucingo zamahhala noma ezingabizi kakhulu
Izikhungo eziningi zokuhlunyeleliswa kwezimilo zihlinzekaizinsuku zokushaya ucingo zamahhala noma ezinesaphuleloukusiza imindeni ukuthi ihlale ixhumene. Lezi zinsuku zivame ukuhambisana namaholide noma imicimbi ekhethekile. Imindeni kufanele ixhumane nesikhungo ukuze ibuze ngamathuba anjalo. Amawebhusayithi esikhungo noma amahhovisi okuphatha ngokuvamile ahlinzeka ngalolu lwazi. Ukwazi ukuthi lezi zinsuku zenzeka nini kuvumela imindeni ukuthi ihlele kusenesikhathi futhi yonge imali ezindlekweni zokuxhumana.
Hlela izingcingo cishe kulezi zinsuku ukuze wandise ukonga
Ukuhlela izingcingo phakathi nezinsuku zamahhala noma ezinesaphulelo kunganciphisa kakhulu izindleko. Imindeni kufanele ibeke phambili izingxoxo ezibalulekile zalezi zinsuku ukuze isebenzise leli thuba ngokugcwele. Isibonelo, ingasebenzisa lezi zingcingo ukuxoxa ngezindaba eziphuthumayo noma ukunikeza ukwesekwa ngokomzwelo. Ukugcina ikhalenda yezinsuku zezingcingo ezinesaphulelo zesikhungo kuqinisekisa ukuthi imindeni ayiphuthelwa ithuba lokonga.
Icebiso:Khuthaza abathandekayo ukuba balungiselele izihloko kusenesikhathi. Lokhu kuqinisekisa ukuthi izingxoxo zihlala zinenjongo futhi zigxile, ngisho noma kunesikhathi esilinganiselwe.
Khuthaza amathuba amaningi okushaya ucingo anesaphulelo
Ukulwela izinguquko zenqubomgomo kungaholela ezinsukwini zokushaya ucingo ezincishisiwe njalo. Imindeni ingajoyina izinhlangano zendawo noma amaqembu omphakathi acindezela izindleko zokuxhumana ezifanele. Ukubhalela abaphathi bezikhungo noma ukuya emihlanganweni yomphakathi nakho kungenza umehluko. Ukugqamisa umthelela omuhle wokuxhumana okungabizi ekuvuseleleni iziboshwa kungakhuthaza izikhungo ukuthi zandise lezi zinhlelo.
Qaphela:Imizamo eqhubekayo yokumela iholele ekwehleni kwamanani kwezinye izifundazwe. Imindeni esebenza ndawonye ingadala ushintsho olunenjongo.
Phatha Isikhathi Sokushaya Ucingo Ngejele Ngokuphumelelayo
Setha umkhawulo wesikhathi socingo ngalunye ukuze ugweme ukukhokhiswa ngokweqile
Ukubeka umkhawulo wesikhathi esithile sokushaya ucingo ejele kungasiza imindeniphatha izindleko ngempumeleloNgokuvala ubude bezingcingo, imindeni ingagwema izindleko ezingadingekile ngenkathi iqinisekisa ukuxhumana okuvamile. I-Federal Communications Commission (FCC) isebenzise imikhawulo yamanani ukuze izingcingo zingabizi kakhulu. Isibonelo:
| Uhlobo Lwesikhungo | Umkhawulo Wezinga Eliphelele Lokulinganiselwa Kwama-Interstate (ngomzuzu) |
|---|---|
| Amajele | $0.14 |
| Amajele anabantu abayi-1,000 noma ngaphezulu ababoshiwe | $0.16 |
| Amajele anabantu abangaphansi kwe-1,000 ababoshiwe | $0.21 |
Lezi mikhawulo zinciphisa ukucindezeleka kwezezimali emindenini futhi zikhuthaza izingcingo ezivame kakhulu nezifushane. Ngaphezu kwalokho, i-FCC ilinganisela ukuthi ukwehlisa amanani aphakathi kwezifundazwe abe ngu-$0.14 ngomzuzu emajele kanye no-$0.16 ngomzuzu emajele kungakhiqiza izinzuzo eziqondile ezingama-$7 million. Ukwanda kwenani lezingcingo kunganciphisa nokuphindaphinda, konge imali engaphezu kuka-$23 million ezindlekweni zokusebenza ejele.
Beka phambili izihloko ezibalulekile ukuze usebenzise isikhathi esilinganiselwe ngokugcwele
Ukugxila ezihlokweni ezibalulekile ngesikhathi socingo kuqinisekisa ukuthi imindeni isebenzisa isikhathi sayo ngokuhlakanipha. Le ndlela inciphisa isidingo sezingxoxo ezinde, okungaholela ezindleleni eziphakeme. Izinguquko zomthetho, njengokunciphisa kwamazinga ocingo e-Illinois abe ngu-$0.07 ngomzuzu, zikhombisile ukuthi ukubeka phambili ukuxhumana kunganciphisa imithwalo yezezimali. Imindeni ingalungiselela uhlu lwamaphuzu okuxoxisana ngaphambi kocingo ngalunye ukuze ihlale ihlelekile futhi isebenza kahle.
- Amanani aphansi okushaya ucingo anikeza imindeni impumuzo enkulu yezezimali.
- Ukuncipha kokuthembela kumakhomishini avela ezingcingweni kusiza imindeni kanye nohulumeni.
- Ukusekelwa kwezinhlangano ezimbili zamaqembu ahlukene kwezinguquko ezinjalo kugcizelela ukubaluleka kwazo ekugcineni ukuxhumana kwemindeni.
Sebenzisa ezinye izindlela zokuxhumana njengezincwadi noma ama-imeyili
Ukuhlola ezinye izindlela zokuxhumana kunganciphisa izindleko. Nakuba izingcingo zihlala ziyindlela eyinhloko yokuxhumana, izincwadi kanye nemiyalezo ye-elekthronikhi kunikeza izinketho ezingabizi.
| Indlela Yokuxhumana | Imiphumela Yezindleko | Amanothi |
|---|---|---|
| Izingcingo Zocingo | Ilinganiselwe ku-$0.11-$0.22 ngomzuzu | Izindleko eziphakeme ngenxa yezinkontileka zodwa |
| Ukuxhumana Ngeposi | Ukulethwa okuhamba kancane, akusebenzi kangako ekuxhumaneni okuthinta isikhathi | Kuthinteke ukuncishiswa kwensizakalo ye-USPS |
| Imiyalezo Ye-elekthronikhi | Kuvela njengendlela ethandwayo ehlukile | Ilungele abasebenzisi nabaphathi |
Ukuxhumana njalo, kungakhathaliseki ukuthi iyiphi indlela, kuqinisa izibopho zomndeni futhi kuthuthukisa imiphumela yangemva kokukhululwa. Imindeni kufanele icabangele ukuhlanganisa lezi zindlela ukuze igcine ukuxhumana okuqhubekayo ngenkathi ilawula izindleko.
Hlola Izinketho Zocingo Olusebenzisa I-inthanethi Zezingcingo Zejele
Setha ucingo lwasekhaya olubonakalayo olunekhodi yendawo
A ucingo lwasendlini olubonakalayongekhodi yendawo kunganciphisa kakhulu izindleko zokuxhumana zemindeni. Lokhu kusethwa kuvumela ukuthi izingcingo zikhokhiswe njengezasendaweni kunokuba zikhokhiswe njengebanga elide, okunciphisa izindleko. Izingcingo zasekhaya ezisebenza nge-inthanethi, okwenza kube inketho eguquguqukayo nengabizi.
- Inombolo yocingo yendawo iyasiza ekwakheni ukuxhumana nendawo yesikhungo sokuhlunyeleliswa kwezimilo.
- Abafonayo banamathuba amaningi okusebenzisa inombolo enekhodi yendawo ejwayelekile, begwema ukukhokhisa ibanga elide.
- Isibonelo, umndeni waseCanada onomuntu omthandayo eMichigan ungasebenzisa ikhodi yendawo yaseMichigan ukunciphisa izindleko nokuthuthukisa ukuxhumana.
Izingcingo zasendlini ezisebenza nge-inthanethi nazo zinikeza izici ezengeziwe njenge-voicemail kanye nokudlulisela izingcingo, okuqinisekisa ukuthi imindeni ayiphuthelwa izibuyekezo ezibalulekile.
Nciphisa izimali zebanga elide ngokufanisa ikhodi yendawo yesikhungo
Ukufanisa ikhodi yendawo yesikhungo sokuhlunyeleliswa kwezimilo kuyindlela elula kodwa ephumelelayo yokunciphisa izimali zokuhamba ibanga elide. Abahlinzeki abaningi bezingcingo zasendlini abasebenzisa i-virtual bavumela abasebenzisi ukuthi bakhethe ikhodi yendawo ehambisana nendawo yesikhungo. Leli cebo liqinisekisa ukuthi izingcingo zikhokhiswa ngamanani endawo, noma ngabe umndeni uhlala kwelinye izwe noma kwelinye izwe.
Imindeni ingonga imali ngokuqonda ukuthi izikhungo zamanani zisebenza kanjani. Izingcingo ezingaphakathi kwesikhungo samanani esifanayo zikhokhiswa njengezendawo, okususa izindleko ezingadingekile. Izingcingo zasendlini ezisebenza nge-inthanethi zenza le nqubo ibe lula ngokunikeza amakhodi endawo angenziwa ngokwezifiso. Le ndlela iqinisekisa ukuxhumana okungabizi ngenkathi igcina ukuxhumana okuqhubekayo nabathandekayo ababoshiwe.
Qhathanisa abahlinzeki bezingcingo zasendlini ababonakalayo ukuze uthole amanani amahle kakhulu
Ukukhetha umhlinzeki wezingcingo zasendlini ofanele kubalulekile ukuze wonge kakhulu. Abahlinzeki banikeza izinhlelo ezahlukene ezinezici namanani ahlukene. Imindeni kufanele iqhathanise izinketho ukuze ithole ezifanele izidingo zayo.
| Umhlinzeki | Uhlobo Lohlelo | Izindleko (ngomsebenzisi/ngenyanga) | Izici |
|---|---|---|---|
| I-Calilio | Umqalisi | $10 | Isixhumi esibonakalayo esisebenziseka kalula, ukuhlaziywa kwezingcingo, ukubhalwa kwe-voicemail, ukuhlaziywa kwemizwa |
| Okujwayelekile | $20 | ||
| UNdunankulu | $30 | ||
| I-RingCentral | Ingqikithi | $20 – $30 | Ukupaka ucingo, ukupeyinta, ukushintsha ucingo, umugqa owabiwe |
| Okuthuthukisiwe | $25 – $35 | ||
| I-Ultra | $35 – $45 | ||
| I-Ooma | Izinto Ezibalulekile Zehhovisi | $19.95 | Ukushaya ucingo okungenamkhawulo ePuerto Rico naseMexico |
| I-Office Pro | $24.95 | ||
| I-Office Pro Plus | $29.95 | ||
| I-Nextiva | Idijithali | $20 – $25 | Ukushaya ucingo okungenamkhawulo, ukuthumela imiyalezo ezweni lonke |
| Ingqikithi | $30 – $35 | ||
| Bandakanya | $40 – $50 | ||
| I-Power Suite | $60 – $75 |
Izinhlelo eziningi zocingo oluphathekayo zifaka phakathi ukushaya ucingo okungenamkhawulo ngaphakathi e-US naseCanada. Kodwa-ke, abanye abahlinzeki bakhokhisa imali eyengeziwe ngezingcingo zamahhala noma imiyalezo ye-SMS. Imindeni kufanele ibukeze ngokucophelela imininingwane yohlelo ukuqinisekisa ukuthi ikhetha inketho engabizi kakhulu.
Ngokumisa ucingo lwasendlini olubonakalayo, ukufanisa amakhodi endawo, nokuqhathanisa abahlinzeki, imindeni inganciphisa kakhulu umthwalo wezezimali wezingcingo zasejele. Le ndlela iqinisekisa ukuxhumana okungabizi futhi okuthembekile nabathandekayo ababoshiwe.
Mela Izinguquko Zenqubomgomo Ukuze Kuncishiswe Izindleko Zocingo Zasejele
Sekela izinhlangano ezilwela amanani afanele ocingo lwasejele
Izinhlangano ezikhuthaza amanani afanele ocingo lwasejele zidlala indima ebalulekile ekunciphiseni imithwalo yezimali emindenini. Amaqembu afana ne-Prison Policy Initiative kanye ne-Worth Rises asebenza ngokuzikhandla ukugqamisa umthelela wezindleko zokuxhumana eziphezulu emindenini engenayo ephansi. Lezi zinhlangano zivame ukuhlinzeka ngezinsizakusebenza, zenze ucwaningo, futhi zikhuthaze izinguquko zomthetho.
Ukusekela la maqembu kungathuthukisa imizamo yawo. Abantu ngabanye bangafaka isandla ngokunikela, ngokuzithandela, noma ngokusabalalisa ulwazi mayelana nemikhankaso yabo. Isibonelo, uMthetho we-Martha Wright-Reed Just and Reasonable Communications, owasungulwa ngo-2019 futhi waphasiswa ngo-2023, waba ngokoqobo ngenxa yokumela okuqhubekayo. Lo mthetho ulawula amanani ocingo lwasejele, ukuqinisekisa ukuthi imindeni ingahlala ixhumene ngaphandle kwezindleko ezinkulu.
Cela ohulumeni bendawo kanye nohulumeni ukuthi balawule izindleko zokushaya ucingo
Ukufaka izicelo kohulumeni basekhaya nabezifundazwe kuyindlela ephumelelayo yokuphoqelela amanani ocingo asejele afanele. Abenzi bomthetho bavame ukuphendula ezidingweni zomphakathi, ikakhulukazi uma kugqamisa ubunzima bemiphakathi esengozini. Ukubhala izincwadi, ukusayina izicelo, noma ukuya emihlanganweni yomphakathi kungenza umehluko omkhulu.
Muva nje iMassachusetts ibe yisifundazwe sesihlanu ukuvuma izingcingo zamahhala zasejele nasejele. Lesi sigameko sibonisa amandla esenzo esihlangene. Imindeni nabameli bangasebenzisa le mpumelelo njengesibonelo sokukhuthaza izinguquko ezifanayo kwezinye izifundazwe. Ukwehlisa amazinga okushaya ucingo, njengoba kubonwe e-Illinois lapho amanani ehle khona afinyelela kumasenti angu-1 kuya kwangu-2 ngomzuzu, kukhombisa ukuthi izinguquko zenqubomgomo zinganciphisa kanjani ukucindezeleka kwezezimali emindenini.
Hlala unolwazi mayelana nezinguquko zomthetho ezithinta ukuxhumana ngocingo ejele
Ukuhlala unolwazi mayelana nezibuyekezo zomthetho kuqinisekisa ukuthi imindeni nabameli bangathatha isinyathelo ngokushesha lapho kuvela amathuba. Ukuqapha izinguquko emazingeni ombuso kanye nohulumeni kusiza abantu ukuba baqonde amalungelo abo kanye nenqubekela phambili yezinguquko eziqhubekayo.
I-Federal Communications Commission (FCC) ibeke amanani ocingo emajele nasemajele, okunciphisa izindleko emindenini eminingi. Amanani manje asukela kumasenti ayi-12 kuya kwangu-25 ngomzuzu emajele amancane naphakathi nendawo. Lezi zilinganiso zimelela intuthuko enkulu kodwa ziqokomisa isidingo sokuqhubeka nokumela. Izindaba zomuntu siqu, njengendaba kaNziki Wiltz ngezinkinga zezimali ngenxa yokuboshwa, zigcizelela ukubaluleka kokuhlala uhilelekile ekuthuthukisweni kwenqubomgomo.
Ngokusekela izinhlangano, ukufaka izicelo kohulumeni, nokuhlala unolwazi, imindeni nabameli bangasebenzisana ukunciphisa izindleko zokuxhumana ngocingo ejele. Le mizamo iqinisekisa ukuthi ukugcina ukuxhumana nabathandekayo baboshiwe kuhlala kungabizi futhi kufinyeleleka kalula.
Sebenzisa Imithethonqubo ye-FCC kanye neMithetho Kahulumeni
Qonda imikhawulo ye-FCC ngamanani okushaya ucingo ejele
I-Federal Communications Commission (FCC) isebenzise imikhawulo emazingeni okushaya ucingo ejele ukuvikela imindeni ezindlekweni ezinkulu. Le mithetho ibeka amazinga aphezulu okushaya ucingo phakathi kwezifundazwe kanye nangaphakathi kwezifundazwe. Isibonelo, i-FCC ikhawulela izingcingo eziphakathi kwezifundazwe ezivela emajele zibe ngu-$0.14 ngomzuzu kanye nezivela emajele amakhulu zibe ngu-$0.16 ngomzuzu. Amajele amancane anomkhawulo ophakeme kancane ongu-$0.21 ngomzuzu. Le mikhawulo iqinisekisa ukuthi imindeni ingakwazi ukuhlala ixhumene ngaphandle kokubhekana nobunzima bezezimali.
Imindeni kufanele izijwayeze ngale mikhawulo yamanani ukuze igweme ukukhokha ngokweqile. Uma umhlinzeki ekhokhisa imali engaphezu komkhawulo we-FCC, imindeni ingabika udaba ngqo kwi-FCC. Ukuqonda lezi zivikelo kunika imindeni amandla okukhuthaza ukuphathwa okufanele futhi kuqinisekisa ukulandelwa kwemithetho evela kubahlinzeki bezinsizakalo.
Cwaninga imithetho yesifundazwe enikeza izingcingo zasejele zamahhala noma ezingabizi kakhulu
Amanye amazwe adlulele ngale kwemithetho kahulumeni ngokwethula imithetho enikeza izingcingo zasejele zamahhala noma ezingabizi kakhulu. Isibonelo, iMassachusetts isanda kuvuma umthetho owenza zonke izingcingo zasejele nezasejele zibe mahhala. Ngokufanayo, i-Illinois yehlise amanani ayo afinyelela ku-$0.07 ngomzuzu. Lezi zinhlelo zezinga lesifundazwe zihlose ukunciphisa umthwalo wezezimali emindenini nokukhuthaza ukuxhumana njalo nabantu ababoshiwe.
Imindeni kufanelecwaninga imithetho ethileesifundazweni sabo ukuze banqume ukuthi bayafaneleka yini ukuthola amanani ancishisiwe noma izingcingo zamahhala. Amawebhusayithi kahulumeni wesifundazwe kanye nezinhlangano zokukhuthaza zivame ukunikeza ulwazi oluningiliziwe ngalezi zinhlelo. Ukuhlala unolwazi ngezinqubomgomo zendawo kungasiza imindeni ukuthi isebenzise ngokugcwele amathuba okonga izindleko.
Gada izibuyekezo zemithetho emisha ukuze wandise ukonga
Imithethonqubo ephathelene namanani ocingo lwasejele iyaqhubeka nokuguquka. Imindeni kufanele ihlale inolwazi ngezinguquko emazingeni kahulumeni kanye nawesifundazwe. Amaqembu okumela, njenge-Prison Policy Initiative, ashicilela njalo izibuyekezo ngemithetho nezinqubomgomo ezintsha. Ukubhalisela izincwadi zezindaba noma ukulandela lezi zinhlangano ezinkundleni zokuxhumana kungasiza imindeni ukuthi ihlale inolwazi.
Ukuqapha izibuyekezo kuqinisekisa ukuthi imindeni ingakwazi ukuzivumelanisa ngokushesha nezindlela ezintsha zokonga izindleko. Isibonelo, izinqumo zakamuva ze-FCC zandise ukuvikelwa ukuze kufakwe izingcingo zevidiyo nezinye izinsizakalo zokuxhumana. Ngokuhlala unolwazi, imindeni ingakhulisa imali eyongayo futhi igcine ukuxhumana okuqhubekayo nabathandekayo bayo.
Ukunciphisa amazinga okushaya ucingo ejele kudinga inhlanganisela yamasu asebenzayo kanye nokwenza izinqumo ezinolwazi. Imindeni ingahlola izinhlelo zocingo ezingabizi, izinsizakalo ze-VoIP, kanye nezingcingo zasendlini ezisebenza nge-inthanethi ukuze kuncishiswe izindleko. Ukusebenzisa izinsuku zokushaya ucingo zamahhala nokuphatha isikhathi sokushaya ucingo ngempumelelo nakho kuyasiza ukonga imali. Ukumela izinguquko zenqubomgomo kanye nokuhlala usesikhathini ngemithethonqubo ye-FCC kuqinisekisa izinzuzo zesikhathi eside.
Icebiso:Izinyathelo ezincane, njengokucwaninga imithetho yendawo noma ukuhlela uhlelo olukhokhelwa kusengaphambili, zingenza umehluko omkhulu.
Ukuhlala uxhumene nabantu obathandayo kuqinisa ubudlelwano futhi kusekela ukuvuselelwa. Imindeni kufanele ithathe isinyathelo namuhla ukunciphisa imithwalo yezezimali ngenkathi igcina ukuxhumana okunenjongo.
Imibuzo Evame Ukubuzwa
1. Kungani izingcingo zasejele zibiza kangaka?
Izingcingo zasejele zibiza kakhulu ngenxa yezinkontileka ezikhethekile phakathi kwezikhungo zokuhlunyeleliswa kwezimilo kanye nabahlinzeki bezinsizakalo. Abahlinzeki bavame ukukhokhela amakhomishini ezikhungweni, okwandisa amanani emindeni. Lezi zinkampani zodwa zinciphisa ukuncintisana futhi zigcina amanani ephezulu.
2. Ingabe imindeni ingasebenzisa izinsizakalo ze-VoIP uma izingcingo zasejele?
Yebo, izinsizakalo ze-VoIP ezifana ne-Skype noma i-Google Voice zinganciphisa izindleko. Imindeni kufanele iqinisekise izinqubomgomo zezikhungo ngaphambi kokusebenzisa lezi zinsizakalo. Ezinye izikhungo zikhawulela ukusetshenziswa kwe-VoIP, kodwa ezinye ziyakuvumela, okwenza kube inketho efanelekile yokuxhumana okushibhile.
3. Yimiphi imithetho ye-FCC ngamanani ocingo lwasejele?
I-FCC ibeka amazinga okushaya ucingo phakathi kwezifundazwe ku-$0.14 ngomzuzu emajele kanye no-$0.16 ngomzuzu emajele amakhulu. Amajele amancane anesilinganiso esingu-$0.21 ngomzuzu. Le mithetho ihlose ukuvikela imindeni enkokhelweni eningi ngokweqile.
4. Imindeni ingalwela kanjani ukwehlisa izindleko zocingo zasejele?
Imindeni ingajoyina izinhlangano ezifana ne-Prison Policy Initiative noma i-Worth Rises. Ukubhala izicelo, ukuya emihlanganweni yomphakathi, kanye nokuxhumana nabenzi bomthetho kungacindezela amanani afanele. Imizamo yokumela iholele ekushayweni kwezingcingo kwamahhala kwezinye izifundazwe.
5. Ingabe izingcingo zasendlini ezisebenza nge-inthanethi ziyindlela enhle yokushaya ucingo ejele?
Izingcingo zasendlini ezisebenza nge-inthanethi ezinamakhodi endawo zasendaweni zinciphisa imali ekhokhwayo yebanga elide. Imindeni ingakhetha abahlinzeki abanikeza izinhlelo nezici ezingabizi njenge-voicemail. Le ndlela iqinisekisa ukuthi izingcingo zikhokhiswa njengezasendaweni, okusindisa imali ezindlekweni zokuxhumana.
Isikhathi sokuthunyelwe: Ephreli-30-2025